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WASHINGTON Despite a strong industry push, a bill to amend the consumer financial protection bureau’s "qualified mortgage" rule is facing an uphill battle to enactment this year. The House passed the Mortgage Choice Act earlier this week with bipartisan support, but it came under fire Thursday.
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The House of Representatives has approved the "Mortgage Choice Act" amending the Truth-in-Lending Act to exclude the fees paid to title insurance companies and other businesses affiliated with a lender from the definition of the points and fees subject to the three percent cap under the "Qualified Mortgage" rules.
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It contains The Mortgage Choice Act of 2013, (H.R. 3211). Mr. Ellison. Mr. Speaker, as I stated during the hearing and the mark up on The Mortgage Choice Act of 2013 (H. R. 3211), there are serious concerns about steering consumers into buying title insurance with hidden commissions and inflated costs. I bought two homes in my life.
In a letter sent to Congress Monday, the National Association of Realtors urged representatives to support the Mortgage Choice Act. Last year, House Financial Services Committee Chairman Jeb.
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A huge part of what we LOVE about this industry, is building relationships with other wo/men in business ~ Jacquelyn Curtis @ DDCS has been a supporter of ours for years (your Christmas gifts each year don’t go unnoticed Jackie!), and we are so grateful for the new friendship we have established with Elsa & Alex (from Elliott Gray).
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